What is an Insurance "Floater"?
Posted: October 12, 2015
Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...
Annuities Can Play a Role in a Well-Planned Retirement
Posted: August 29, 2015
Save and Generate Income with Annuities Recently, the Insured Retirement Institute (IRI) asked baby boomers (individuals born between 1946 and 1964) what trait they most value in an investment product. The answer? Guaranteed income each month (with rate of return coming in second). Interestingly, other than your pension and Social Security benefits, no currently available investment vehicle-besides an annuity-can guarantee lifetime income during retirement. Annuities...
Open Your Eyes to the Importance of Vision Care
Posted: August 28, 2015
Maximize your Pension with Life Insurance Life insurance in its most basic form covers your loved ones' expenses after your death-but there are a number of other ways to use this financial product, and they aren't only for the very wealthy or the financially sophisticated. Other uses for life insurance For example, a life-insurance policy can help cover a financial shortfall in a couple's retirement...
The Truth on Employers Life Insurance
Posted: May 28, 2015
Employer Life Insurance Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...
Commercial Auto Insurance Can Save Your Company
Posted: May 20, 2015
Commercial Auto Insurance Can Save Your Company If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...
