What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t be covered by your homeowners insurance. Whatever damage these unwanted... Read Article

Need Business Insurance? Ask These Questions

Need Business Insurance? Ask These Questions First You own a small business. You know you need insurance. But what specific coverage do you need?  Before you buy insurance, you must ask yourself several key questions to determine the exact coverage your company requires. The answers to these questions will help guide your conversation with your insurance agent to create the ideal insurance portfolio for your... Read Article

General Liability vs. Professional Liability: The Difference?

General Liability vs. Professional Liability: The Difference? Business professionals bear the burden of responsibility in two distinct arenas: general liability and professional liability. Both types of coverage are necessary to secure sufficient protection for your business. Here’s the difference: General liability offers protection against costs associated with property damage, medical expenses, settlements, and slander. For example, if a customer comes into your store, slips, falls,... Read Article

Effective Teaming

Teamwork on the Fly: Learning to Collaborate with Just about Anyone In today’s 24/7 world, companies depend on remote workers, diverse markets, and global interactions. Many of us find ourselves frequently teaming with different people, coordinating and collaborating across geographic, disciplinary, linguistic, sectoral, and societal boundaries. Consider that a typical hospitalized patient is seen by some 60 different providers over the course of a stay.... Read Article