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Tag: Colorado Broker

Reasons For Life Insurance

Key Ways You May Need to Use Life Insurance Life insurance is typically used to provide replacement income for those who depend on you. That includes spouses, children or other dependents, such as minor grandchildren, disabled adults and the like. But what exactly does "replacement income" refer to? There are many ways to consider the idea. First, replacement income could refer to funeral costs and...

Uninsurable Risk?

Why You Need to Think about Uninsurable Risk Uninsurable risk refers to potential losses insurance companies simply will not insure, regardless of how much you pay. And knowing what is uninsurable will help you plan for the future of your business and personal life. Common uninsurable risks include reputational, regulatory, political, war and pandemic risk. Generally, these risks fall into four broad buckets. First, the potential loss...

3 Success Stories and What You Can Learn from Them

Taking a Tax Deduction from an Unreimbursed Loss When disaster strikes, small business owners often experience property damage that leads to an unreimbursed loss. While in and of itself that is bad news, there is a silver lining. You may be able to recoup at least part of the unreimbursed property loss when you file your taxes. A property loss, according to the IRS, can result...

Moving? Here's What to Do about Your Car Insurance

Moving? Here's What to Do about Your Car Insurance Moving around the corner or to a street closer to a better school district is stressful enough. There are the boxes to sort, addresses to change and new bedrooms to assign. But when you move out of state, do you have to change your car insurance? The short answer is it depends. If you have any...

How to See Friends and Not Alienate Yourself from People

How to See Friends and Not Alienate Yourself from People So, we're officially in a whole new world, and it's time to start getting back out there and seeing your friends. But after a whole year (and then some) of staying inside, curating your social time around peak internet connection and working from home, a diary full of social events can feel like impending doom....