Lightship Insurance specializes in Business/Commercial Insurance, Auto/Car Insurance, Home Insurance, Life Insurance, and Group Benefits.
Insuring Denver, Aurora, Colorado Springs, and All of Colorado.
Instant online auto & home insurance quotes
We provide you with straight, informative, clear and direct information on how to save money on your insurance from a professional insurance agent.
We creatively analyze your situation thoroughly making sure you have the proper insurance policy, adjusting your coverage and limits based on your unique needs.
Our style is low pressure and easy going like Colorado!
As insurance brokers we represent many different top rated companies.
Commercial Insurance Programs
We have commercial insurance agents that are experts for any business. We have specially tailored insurance programs for a wide variety of businesses and organizations.
Contact Lightship Insurance and see how much we can save you on a customized commercial insurance plan.
Insurers care less about your job title and more about what you actually do, where you do it, and how often. High-risk commonly includes construction trades (ironworkers, roofers, tower climbers), first responders, pilots and flight crew, commercial divers, offshore/oilfield roles, and certain utility and logging work. Underwriting flags focus on duties (heights, confined spaces, explosives, aircraft, underwater tasks), environment (remote sites, extreme weather, open water),...
The Need for Revenue Doesn’t Pause When You Can’t Do Business Business interruption (BI) insurance replaces lost income when a covered peril forces you to slow or stop operations. Typical triggers include fire, wind, or water damage that makes your premises unsafe or unusable, or a direct physical loss to key equipment that halts production. Property insurance pays to repair buildings and equipment; BI covers...
Drafts, Doors, and Dollars To winterize your home, start with the biggest leaks, such as attic hatches, exterior doors, baseboards, and windows. Add adhesive weatherstripping to door jambs and sweeps to the bottom edge; use silicone caulk around window and door casings, plumbing penetrations, and where siding meets the foundation. Do a simple smoke-pencil test: on a windy day, turn on kitchen/bath fans, then move...
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