John Klaassen started the Denver, Colorado insurance agency in 1996 with the belief that providing the best possible service and coverage for clients would translate into a successful insurance agency. Since then, the agency has grown significantly; mostly through referrals. By representing many insurance companies we can provide our clients with more choices and usually better prices then the competition.
Once we understand your insurance needs we will use every resource to secure the proper coverage at the most competitive prices available. We only represent companies that offer top notch service and claims handling services. Whether you need to make a policy change, have a question about billing or need to report a claim our account managers are the best in the business and will handle your request professionally and quickly.
Lightship Insurance has super competitive auto, home, business, health and life insurance rates. We can handle all of your insurance needs with our multitude of excellent insurance companies.
We can handle the commercial insurance needs of any business. We have specialty insurance programs for the following businesses:
- Apartment Building Owners
- Condo Association Insurance (HOA Insurance)
- Contractors Insurance
- Engineering Insurance
- Environmental Consulting Insurance
- Hotel & Motel Hospitality Insurance
- IT Insurance
- Lawyer Malpractice
- Lessors Risk Insurance (Commercial Bldgs., Shopping Centers, & Strip Centers)
- Restaurant & Bar Insurance
- Roofers/Roofing Contractors Insurance
- Technology Insurance
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lightship Insurance represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.