Business owners in the Denver area face challenges every day but gain great satisfaction in what they do. Typically, a small or medium-sized business requires the owners to work long hours, wear multiple hats, and are key to the continued growth and success of the enterprise. Business owner’s policy insurance is a program that allows these businesses to get the coverage they need, bundled together for affordability and simplicity.
A combination policy, or BOP (business owner’s policy), combines several coverages to simplify and streamline the process of avoiding risk. These policies typically combine property and general liability coverage and are very practical for small businesses.
Some, but not all of the policies, will also offer business income and extra expense protection after an insured loss. BOP policies do not contain all of the coverages needed by a small business. Notably they do not cover any workers’ compensation, professional liability, or business vehicle coverage.
Commercial business owner’s policy insurance is appropriate for larger or more complex business operations, as these policies provide a wider scope of insurance options as well as higher limits. At Lightship Insurance in Denver, Colorado, our skilled team of agents is always on-call to assist our local business owners with getting the full insurance protection they need to protect against risk. Every enterprise is different and has unique insurance needs. Our team is available off-business hours, as well as on the weekends, and can review your current policies to determine if you have adequate coverage.
New insurance products may come on the market with higher levels of protection at a lower cost, and we seek out what we consider to be the best business owner’s insurance policies for local businesses. As business owners ourselves, our agency knows how much the bottom line matters. Call our brokers for the help you need.
At Lightship Insurance, our agency offers free, comparative quotes on Business Owners Package Insurance for Denver and ALL of Colorado from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote from our brokers to find out.