Insurance Blog

February 13th, 2019 by Lightship Insurance

General Liability vs. Professional Liability: The Difference?

General Liability vs. Professional Liability: The Difference? Business professionals bear the burden of responsibility in two distinct arenas: general liability and professional liability. Both types of coverage are necessary to secure sufficient protection for your business. Here’s the difference: General liability offers protection against costs associated with property damage, medical expenses, settlements, and slander. For example, if a customer comes into your store, slips, falls,... Read Article

Smart Phones for Smart Plans

Your Smart Phone Can Make Your Insurance Plans Smarter It seems like there’s an app for everything these days. Insurance is no exception. With a helpful app, you can enhance your insurance coverage with additional features and convenience. Using the right app can keep your policies organized and allow you to prepare for situations that require claims. For example, do you have an evacuation plan... Read Article

Effective Teaming

Teamwork on the Fly: Learning to Collaborate with Just about Anyone In today’s 24/7 world, companies depend on remote workers, diverse markets, and global interactions. Many of us find ourselves frequently teaming with different people, coordinating and collaborating across geographic, disciplinary, linguistic, sectoral, and societal boundaries. Consider that a typical hospitalized patient is seen by some 60 different providers over the course of a stay.... Read Article

Dealing With Road Rage

Don’t Let Road Rage Ramp Up Your Claims You’re running late. Construction traffic is making things worse. Then, an SUV cuts you off, nearly clipping your bumper. What’s your reaction? Many drivers suffer negative consequences when road rage rears its ugly head. What to do… Slow and steady wins the race. Give yourself extra time to get to your destination. Patience runs short when you’re... Read Article

Keeping Your Wifi Network Secure

How to Reduce Your Commercial Property Insurance Costs Owning and operating a commercial property involves myriad expenses. If you’re like most property owners, you strive to keep these costs to a minimum. Some are more challenging to shave than others. Fortunately, when it comes to your insurance, you can take several steps to reduce your premium and boost your bottom line. Determine your deductible: If... Read Article