Insurance Blog

April 2nd, 2019 by Lightship Insurance

Why Are Auto Insurance Rates Going Up?

Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The... Read Article

Need Business Insurance? Ask These Questions

Need Business Insurance? Ask These Questions First You own a small business. You know you need insurance. But what specific coverage do you need?  Before you buy insurance, you must ask yourself several key questions to determine the exact coverage your company requires. The answers to these questions will help guide your conversation with your insurance agent to create the ideal insurance portfolio for your... Read Article

General Liability vs. Professional Liability: The Difference?

General Liability vs. Professional Liability: The Difference? Business professionals bear the burden of responsibility in two distinct arenas: general liability and professional liability. Both types of coverage are necessary to secure sufficient protection for your business. Here’s the difference: General liability offers protection against costs associated with property damage, medical expenses, settlements, and slander. For example, if a customer comes into your store, slips, falls,... Read Article

Smart Phones for Smart Plans

Your Smart Phone Can Make Your Insurance Plans Smarter It seems like there’s an app for everything these days. Insurance is no exception. With a helpful app, you can enhance your insurance coverage with additional features and convenience. Using the right app can keep your policies organized and allow you to prepare for situations that require claims. For example, do you have an evacuation plan... Read Article

Effective Teaming

Teamwork on the Fly: Learning to Collaborate with Just about Anyone In today’s 24/7 world, companies depend on remote workers, diverse markets, and global interactions. Many of us find ourselves frequently teaming with different people, coordinating and collaborating across geographic, disciplinary, linguistic, sectoral, and societal boundaries. Consider that a typical hospitalized patient is seen by some 60 different providers over the course of a stay.... Read Article