Insurance Blog

August 23rd, 2017 by Lightship Insurance

Summer’s Ending But ‘Toys’ Still Need Protection

Summer’s Ending but Summer ‘Toys’ Still Need Protection Summer is a time for toys! Warmer weather means afternoons on the water and evenings cruising in your convertible. Summer invites everyone to pull out classic cars, jet skis, or speedboats. In warmer states these can be year-round vehicles, but if you use them infrequently in winter, it’s easy to overlook the need for insurance during the... Read Article

Life Insurance Costs Less Than You May Think

Life Insurance Costs Less Than You May Think Many people avoid purchasing life insurance, especially later in life, because they think it will be too expensive. Not necessarily. According to a 2016 study by Limra, 30% of US households do not have life insurance, and even those households with life insurance only have enough to replace three years of income. Although it depends on your... Read Article

Keep Your Summer BBQs Safe

It’s Party Time! Keep Your Summer BBQs Safe It’s time to fire up the grill and treat friends and family to your special secret sauce. But as you gather ’round the BBQ, the last thing you need is flames that extend outside your grill; personal injury and property damage are not going to win you the block-party-of-the-year contest. To avoid grilling your home or guests... Read Article

Make Your Insurance Claim as Easy as PIE

How to Make Your Insurance Claim as Easy as PIE There’s been an incident. You need to start the claims process. To many in this scenario, this responsibility not only looms large, but can feel intimidating. Whether the situation involves an employee injury, an auto accident, or property damage, follow this PIE recipe to make the process faster, easier, and less intimidating. Photograph: Capture images... Read Article

Car Insurance When Crossing Borders

What Happens to Car Insurance When Crossing Borders? Are you planning a road trip? Does your adventure include crossing international borders? If so, make sure you have proper auto insurance before you hit the highway. Most U.S. and Canadian insurance policies cover both countries. Insurance laws differ between the two, but your policy includes a provision for travel across the border. When you cross, your... Read Article