Insurance Blog

November 14th, 2018 by Lightship Insurance

Home Insurance Claim: What To Expect

Pests on the Prowl: Protect Your Car from Wildlife When you consider potential sources of damage to your car, what comes to mind? Most people think of fender benders, major accidents, and natural disasters. There’s another category that many vehicle owners overlook: wildlife. Did you know animals can cause serious damage to your car? This goes beyond a deer jumping in front of your vehicle... Read Article

Working From Home Tips

INSURANCE Identity Theft: It Happens to Businesses, Too In 2017, there were 10,000 cases of business identity theft in the United States. Credit agency Experian reports small and midsize businesses in North America are losing up to $1 billion a year to these imposters. Crimes include tax fraud, credit card use, and website ransom. Is your business protected? Too often, smaller businesses are targets for... Read Article

What Is Cyber Insurance?

Insurance Solutions for Green Businesses Some modern entrepreneurs are in search of ways to reduce their carbon footprint. Business owners who are looking for environmentally friendly methods to deliver their products and services may encounter obstacles. They may be required to make significant investments in new equipment to change their business processes. Fortunately, the insurance industry is making it easier for businesses to go green.... Read Article

What Ingredients Go into My Auto Insurance?

What Ingredients Go into My Auto Insurance Cost? It’s not a secret family recipe, but your auto insurance cost does include three unique ingredients: you, your car, and your coverage. These three factors combined determine the risk and cost that shape your premium. You: Your insurance carrier considers your driving record, age, and gender. Those with clean driving records generally pay lower premiums. As for... Read Article

Watch Out For Disaster Scammers

BOP or CPP? Which Insurance Bundle Is Right for You? Appropriate insurance coverage is essential for a business of any size. With multiple options available, which policies should you choose for your company? Many entrepreneurs opt for a BOP (business owners policy). However, many could benefit from a second option: a commercial package policy (CPP). Which is right for you? Here’s the difference. Business owners... Read Article