What are Surety Bonds, and Do You Need Them?
Posted: October 28, 2014
What Are Surety Bonds, and Do You Need Them? We often see the phrase "bonded and insured", but what exactly does it mean? This refers to the process of bonding through surety bonds. Although they are a form of commercial insurance at their core, surety bonds work slightly differently: Generally speaking, they play a different role and fulfil a different objective than other insurance policies...
Want Lower Premiums? Look to Your Own Insurance Agent
Posted: August 22, 2014
Want Lower Premiums? Look to Your Own Agent When searching for ways to lower insurance premiums, you don't have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees Ask if you're paying extra for...
Mistakes to Avoid When Buying Health Insurance
Posted: April 15, 2014
Life Insurance IS Possible with health issues Your health affects your ability to obtain life insurance, and the rate you'll pay for it (in some cases increasing your premium by as much as 100 percent), but that doesn't mean you need to worry if you've battled a serious illness; you may be able to get reasonable coverage anyway. According to the Life and Health Insurance...
Rethinking the What, Where and When of Work, and Commercial Auto Insurance
Posted: February 2, 2014
When do You Need Commercial Auto Insurance? Commercial auto insurance or personal auto insurance? That is the question. How do you know which you need, and what defines a commercial vehicle? Auto insurance carriers have specific guidelines that distinguish personal vehicles from commercial vehicles, but these lines blur when it comes to issues such as telecommuting. If you're driving your vehicle to and from work,...
