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Tag: Colorado Broker

What is Key Person Insurance?

Key Person Insurance Could Save Your Business  Even in this era of teamwork, it's only realistic to acknowledge that some people contribute more to a business's success than others. If one of your employees were to leave your company, are you worried it might not recover from the loss? If so, this employee is considered a "key person," and there is insurance to deal with...

Who Needs Workers' Compensation Insurance?

'Do I Need Workers Compensation' And Other FAQs If you're considering starting a business, it's important to have a comprehensive insurance package to protect your investment. Workers' compensation is a type of insurance that provides protection not only for employees, but for the employer as well. Here are some frequently asked questions (FAQs) about workers' compensation: Do I have to purchase workers' compensation? It depends...

How to Handle Homeowners Policy Exclusions

Car-less But Still Need to Drive? Only have a business auto policy? Paying for one's own vehicle in addition to gas and insurance is just too costly for many Americans today, according to Matt Moore, vice-president of the Highway Loss Data Institute (HLDI). As a result, the number of people who are using other methods of getting from place to place - such as car...

Top 10 Insurance Terms

Directors and Officers Insurance: Debunking the Myths Companies often don't believe they need the much-misunderstood commercial liability insurance product known as directors and officers liability insurance (D&O). Acts leading to claims: This liability insurance provides protection from financial damages and covers legal defense expenses from claims relating to things like mistakes omissions breaches of duty misleading statements or misstatements neglect D&O insurance protects individual directors...

Wellness Plans: Good Health is Good Business

    Sorry Chef: Big Data is Changing High-End Dining Everyone knows the customer is always right. Well, almost everyone. What about those culinary maestros crooned over in magazines such as Vanity Fair and Bon Appetit with the kind of adjectives usually reserved for the Duke and Duchess of Cambridge? You know the type - gourmet chefs on a mission to teach untutored restaurant goers...