Archives: May 2015

The Truth on Employers Life Insurance

Employer Life Insurance  Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...

Commercial Auto Insurance Can Save Your Company

Commercial Auto Insurance Can Save Your Company  If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist: Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...