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Archives: October 2021

Failing Forward

Product Liability Suits and How You Can Prevent Them Think you don't need to worry about product liability? If your business manufactures, sells or even distributes products, you do, because the awards for liability suits can be high, making consumers more and more litigious. But you can head off the damage with product liability insurance. Product claims can vary, but they generally involve one of...

The Case for Having Humor at Work

Why Protecting Your Reputation Is Important Reputational harm is one of the greatest business threats today. How can business owners best protect their companies? Your business reputation is simply what others think and feel about your business. Those thoughts and feelings could be based on experiences with your business or on what people have heard about your business. And these experiences could be true or...

Standard vs. Hybrid Life Insurance: Which Is Better?

Standard life insurance has a single purpose – to provide death benefits to your beneficiaries. Hybrid life insurance combines long-term care insurance and life insurance in a single policy. If you become disabled and unable to live independently, it covers the costs of your care, at home or in a facility. It will not cover medical expenses, such as doctor visits, surgical procedures, or prescription...

Covering Your Halloween BOOs

Make Sure Your Halloween B.O.O.s Are Covered It's the spookiest night of the year, and if you're not careful, the tricks could lead to more than just a little fright. We all love a good scare, but on Halloween night, it's possible to get a little more than you bargained for. Don't be scared. Your homeowners and renters insurance policies are there for you. If...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...