5 Natural Disaster Facts

6 Questions to Ask Before Buying Car Insurance You need coverage for your car. But what kind of insurance should you get, and how much coverage do you need? As you consider auto insurance policies, ask yourself the following questions to determine the best coverage for your vehicle. Who? Will you be the only one driving your car? If you share the vehicle with others,... Read Article

Is Your Vehicle Burglar Repellant?

Is Your Vehicle Burglar Repellant? Every 45 seconds, a motor vehicle is stolen in the United States, according to reporting from the Insurance Information Institute. What can you do to protect your car from becoming part of this statistic? Use the following tips to make your car less appealing and more secure. These precautions can prevent crime as well as keep your auto insurance premiums... Read Article

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t be covered by your homeowners insurance. Whatever damage these unwanted... Read Article

Why Are Auto Insurance Rates Going Up?

Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The... Read Article