Is Your Vehicle Burglar Repellant?

Is Your Vehicle Burglar Repellant? Every 45 seconds, a motor vehicle is stolen in the United States, according to reporting from the Insurance Information Institute. What can you do to protect your car from becoming part of this statistic? Use the following tips to make your car less appealing and more secure. These precautions can prevent crime as well as keep your auto insurance premiums... Read Article

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t be covered by your homeowners insurance. Whatever damage these unwanted... Read Article

Why Are Auto Insurance Rates Going Up?

Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The... Read Article

Smart Phones for Smart Plans

Your Smart Phone Can Make Your Insurance Plans Smarter It seems like there’s an app for everything these days. Insurance is no exception. With a helpful app, you can enhance your insurance coverage with additional features and convenience. Using the right app can keep your policies organized and allow you to prepare for situations that require claims. For example, do you have an evacuation plan... Read Article