What Is and Is Not Covered by Home Insurance
Posted: December 2, 2022
Here's What Is and Isn't Covered by Your Homeowners Insurance When it comes to homeowners insurance, you likely have many questions, with "What does it cover?" and "What doesn't it cover?" probably being the most important. Here are some things to be aware of. A basic homeowners insurance policy covers your home and possessions in the case of fire, windstorm (unless you live in a...
How A Claim Impacts Your Insurance Premium
Posted: September 30, 2022
How a Claim Can Impact Your Annual Premium Something happens to your home, maybe a tree falls onto the garage in a storm or a window breaks. If you can fix it yourself, would you rather do so or claim on your insurance and risk raising your premium? According to InsuranceQuotes.com, depending on where you live, claiming on your insurance can raise your premium by...
Personal Umbrella Insurance - Why You Need It
Posted: May 12, 2022
Umbrella Insurance? Umbrella insurance provides protection over your auto and homeowners or renters insurance. If you have a significant insurance claim and use up your auto or home insurance limits you are personally responsible. An umbrella policy sits on top of the auto and home insurance and provides you with one million dollars or more of additional insurance protection. In today's litigious times it is...
First-Time Home Buyer? We Have Your Insurance Answers
Posted: April 25, 2022
First-Time Home Buyer? We Have Your Insurance Answers There are a lot of things to consider when buying your first home, and unfortunately, the ins and outs of homeowners insurance is definitely one of them. Navigating what to put on your first policy can be confusing, so we're here to answer a few questions you may have. What should I consider when choosing insurance? Make...
Moving? Here's What to Do about Your Car Insurance
Posted: November 19, 2021
Moving? Here's What to Do about Your Car Insurance Moving around the corner or to a street closer to a better school district is stressful enough. There are the boxes to sort, addresses to change and new bedrooms to assign. But when you move out of state, do you have to change your car insurance? The short answer is it depends. If you have any...