Tag: Denver Homeowners Insurance

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor's teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here's...

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here's the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won't be covered by your homeowners insurance. Whatever damage these unwanted...

What Ingredients Go into My Auto Insurance?

What Ingredients Go into My Auto Insurance Cost? It's not a secret family recipe, but your auto insurance cost does include three unique ingredients: you, your car, and your coverage. These three factors combined determine the risk and cost that shape your premium. You: Your insurance carrier considers your driving record, age, and gender. Those with clean driving records generally pay lower premiums. As for...

Using Landscaping to Lower Insurance Premiums

Landscape Your Way to Lower Premiums on Your Property Properly maintained landscaping can add beauty and value to a property. Poorly developed or neglected landscaping does the opposite. Did you know landscaping has the same effects on insurance premiums? Applying specific landscaping techniques can help keep your premiums low. Here's how: Keep trees trim. Overgrown oaks and extended evergreens can cause property damage, which results...

2018 Insurance Suggestions

2018 Insurance Suggestions These can help you save money and better prepare you for whatever 2018 has in store. Review your policies. Did you make any changes in 2017? Perhaps you got married, had a baby, bought a new home, or sold your boat. Carefully review all policies to ensure they're still appropriate. Check that all information about your belongings, and more important, you, is...