Archives: February 2013

February Auto Insurance News You Can Use: RVing In Colorado This Spring?

Shopping Online for Car Insurance? Read this First Every day we're bombarded with advertising for auto insurance. According to a recent U.S. survey, car insurers alone spent $5.3 billion on advertising in 2011 - an increase of 15% over 2010. Why? The industry is changing. Vehicle registrations are down, and most North Americans now keep their cars longer due to the economy. Many are even...

Business Insurance News You Can Use: Controlling Anger in the Workplace

Don’t Gamble by Underinsuring Your Business Property This may not be on your radar, but underinsuring your property could result in serious problems for your business. Insurance companies base premiums on an amount of insurance that is 80% to 100% of your property's total value. This is referred to as "insurance to value," and insurance underwriters are concerned that you may be underrating the value...

Life and Health Insurance News You Can Use: The Ideal Valentine Date

Is it Time to Revisit Your Decision on Life Insurance? Chances are, if you have a comprehensive financial plan, you have considered life insurance. However, if you decided you don't need it, you may want to revisit that choice. Life insurance is a contract between an insurance policyholder and an insurance company. The policyholder pays a premium, either regularly or as a lump sum. In...

Annuities News You Can Use: Should You Postpone Your Annuity Payments?

The Pros and Cons of Structured Settlement Annuities Some insurance companies are promoting what is called a "structured-settlement annuity," but potential claimants may want to look closely at it. With a structured-settlement annuity, an injured person receives a monthly payment from an insurance company as compensation for damages. Often the party entitled to these payments wants the cash now and sells his or her rights...