Category: Annuities News You Can Use

Annuities Can Play a Role in a Well-Planned Retirement

Save and Generate Income with Annuities Recently, the Insured Retirement Institute (IRI) asked baby boomers (individuals born between 1946 and 1964) what trait they most value in an investment product. The answer? Guaranteed income each month (with rate of return coming in second). Interestingly, other than your pension and Social Security benefits, no currently available investment vehicle-besides an annuity-can guarantee lifetime income during retirement. Annuities...

Yield Starved? Annuities May be the Answer

A Balanced Portfolio May Not Work for Today's Retirees It's been a no-brainer since retirees first invested money to provide security in their retirement years: Balance your nest eggs between stocks, bonds and cash, because this is most likely to give you the best return on your investment dollar, while minimizing risk. These days, however, it's not that simple: with today's high stock prices and...

Annuities May Offer More Than Secure Income

Annuities May Offer More Than Secure Income There is more to annuities then simply having the safety net of a guaranteed "payday." As an annuitant, your income stream may be higher than you think. But do your homework. You purchase an annuity from a life insurance company, paying premiums now for what will be a guaranteed income stream in the future. When you buy a...

Why Investors are Flocking to Fixed Annuities

Why Investors Are Flocking to Fixed Annuities There are two primary types of annuities available to meet the needs of different investors: variable and fixed. But many investors are choosing the fixed annuity. Let's explore why. Variable annuities accumulate and distribute income based on the performance of the investments in which the purchaser's money is placed. Essentially, with a variable annuity, you choose from a...

How to Survive a Changing Retirement Landscape

How to Survive a Changing Retirement Landscape There's no disputing the fact that retirement has changed over the years. Generations ago, you could expect to work for the same company for 40 years and retire with a pension plan that would provide adequate income for the remainder of your life, however long that might be. Today, the responsibility for saving for retirement has shifted away...