Is Your Business Underinsured?

Are You Underinsured? Most Small Businesses Are A recent Manta and Insureon survey revealed that fewer than 30% of small business owners have basic business insurance. Even fewer, just 6%, have business interruption insurance, and only a rare few (2%) have cyber insurance. This lack of insurance can be a costly mistake. These policies are essential for the proper protection of a company in today’s... Read Article

How To Prevent Water Damage

How Can You Prevent Costly Water Damage? Water issues can lead to extensive structural damage. A minor leak can result in major claims forĀ building repairs. Fortunately, most leaks offer warning signs that building owners can watch for to prevent further damage. To protect your building from leaks, keep an eye out for these red flags: Discoloration: Notice any unsightly stains on your walls? This can... Read Article

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here’s the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won’t be covered by your homeowners insurance. Whatever damage these unwanted... Read Article

Why Are Auto Insurance Rates Going Up?

Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The... Read Article