Personal Umbrella Insurance - Why You Need It
Posted: May 12, 2022
Umbrella Insurance? Umbrella insurance provides protection over your auto and homeowners or renters insurance. If you have a significant insurance claim and use up your auto or home insurance limits you are personally responsible. An umbrella policy sits on top of the auto and home insurance and provides you with one million dollars or more of additional insurance protection. In today's litigious times it is...
First-Time Home Buyer? We Have Your Insurance Answers
Posted: April 25, 2022
First-Time Home Buyer? We Have Your Insurance Answers There are a lot of things to consider when buying your first home, and unfortunately, the ins and outs of homeowners insurance is definitely one of them. Navigating what to put on your first policy can be confusing, so we're here to answer a few questions you may have. What should I consider when choosing insurance? Make...
Reasons For Life Insurance
Posted: March 9, 2022
Key Ways You May Need to Use Life Insurance Life insurance is typically used to provide replacement income for those who depend on you. That includes spouses, children or other dependents, such as minor grandchildren, disabled adults and the like. But what exactly does "replacement income" refer to? There are many ways to consider the idea. First, replacement income could refer to funeral costs and...
Covering Your Halloween BOOs
Posted: October 21, 2021
Make Sure Your Halloween B.O.O.s Are Covered It's the spookiest night of the year, and if you're not careful, the tricks could lead to more than just a little fright. We all love a good scare, but on Halloween night, it's possible to get a little more than you bargained for. Don't be scared. Your homeowners and renters insurance policies are there for you. If...
I Didn't File a Claim but My Home Insurance Went Up. Why?
Posted: September 10, 2021
I Didn't File a Claim but My Home Insurance Went Up. Why? A number of factors contribute to determining your insurance premium. It is possible for your home insurance to go up even if you didn’t file a claim. Here are some reasons. Home changes. If you have upgraded or renovated your home, it is worth more, so in the event of a disaster, more...