March Life and Health Insurance News You Can Use: Are You Lying? The Nose Knows
Posted: March 6, 2013
Here's One Way to Insure Your Retirement An insured retirement is one that guarantees you income and protection during your golden years. But how do you achieve that? The U.S. is facing a potential retirement crisis as 79 million baby boomers enter or near retirement; in the future, this number is likely to increase. Retirement is expensive At the same time, retirement is becoming more...
Annuities News You Can Use: 'Quest for Certainty' is Growing Annuity Sales
Posted: March 1, 2013
'Quest for Certainty' is Growing Annuity Sales The appeal of fixed income annuities is growing, according to the not-for-profit organization Insured Retirement Institute (IRI). Figures released recently by IRI indicate that fixed annuities set a new sales record in the third quarter of 2012. Sales of fixed income annuities increased to nearly $2.4 billion in the third quarter, up 3.8% from $2.3 billion in the...
Life and Health Insurance News You Can Use: The Ideal Valentine Date
Posted: February 3, 2013
Is it Time to Revisit Your Decision on Life Insurance? Chances are, if you have a comprehensive financial plan, you have considered life insurance. However, if you decided you don't need it, you may want to revisit that choice. Life insurance is a contract between an insurance policyholder and an insurance company. The policyholder pays a premium, either regularly or as a lump sum. In...
Annuities News You Can Use: Should You Postpone Your Annuity Payments?
Posted: February 2, 2013
The Pros and Cons of Structured Settlement Annuities Some insurance companies are promoting what is called a "structured-settlement annuity," but potential claimants may want to look closely at it. With a structured-settlement annuity, an injured person receives a monthly payment from an insurance company as compensation for damages. Often the party entitled to these payments wants the cash now and sells his or her rights...
December News You Can Use: Tis the Season in Colorado…to Decorate
Posted: December 1, 2012
Six Factors to Consider When Buying Life Insurance Life insurance can be an important component of a financial plan, but what kind you choose and how much you purchase depends on your individual financial circumstances. Here are six factors to consider when thinking about life insurance: Consider whether you need life insurance in the first place. You generally purchase life insurance in order to...
