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Tag: Home Insurance

November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)

Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...

October News You Can Use

Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...

Disconnect the water hose and avoid a home insurance claim!

Disconnect the water hose and avoid a homeowners insurance claim! Cold weather is here and colder weather is coming.  The simple process of disconnecting a water hose from your outside water faucet will make it very unlikely to freeze and break.  Leaving the water hose connected means the specially designed outside faucet can't work properly and it is very likely to freeze and break....

Should I file a small home insurance claim?

Should I file a small homeowners insurance claim? Probably not and here is why.  Imagine the following scenario: You have a $1,200 bike stolen from your garage and you have a $500 deductible and file a claim so minus your deductible you get a check for $700.  A year goes by and a hail storm damages your roof, not something hard to imagine in Colorado! Now you...