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Tag: Home Insurance

Is Your Child's 'Stuff' Covered in the Dorm?

Is Your Child's 'Stuff' Covered in the Dorm? Your child is leaving the nest. The car is packed to the hilt and pointed toward campus. Among your concerns about tuition, courses, and when you will see your child next, have you considered the contents of your car? Will your student's belongings be insured in his or her dorm? While the contents of a dorm room...

How to Handle Homeowners Policy Exclusions

Car-less But Still Need to Drive? Only have a business auto policy? Paying for one's own vehicle in addition to gas and insurance is just too costly for many Americans today, according to Matt Moore, vice-president of the Highway Loss Data Institute (HLDI). As a result, the number of people who are using other methods of getting from place to place - such as car...

Games Can Change Your Commute from Boring to Brilliant, plus Auto Liability Information

Three Insurance Mistakes You REALLY Don't Want to Make Sometimes we make mistakes because we don't know and don't ask. This is often the case with insurance, so here are three important general insurance mistakes to avoid: Not carrying the right policy: Just because you can buy a certain type of policy doesn't mean it's the best fit for what you want to insure, even...

Insure Your Hot Summer Ride With Seasonal Insurance

Puppy Shopping? Avoid the Insurance Doghouse Dogs may be man’s best friend, but when you introduce your new friend to your home insurance company, watch out. Some breeds make the unofficial "Bad Dog" list - which may mean higher premiums, or even worse, difficulty in obtaining insurance coverage. While you see your dog as a family member, your insurance company sees him or her as...

April Personal Insurance News You Can Use: Craving an Out-of-This-World Vacation?

Insuring your home at replacement cost not market value is the key... Consumers are often frustrated by the amount of insurance their mortgage company requires them to carry on their home. Sometimes that amount is greater than the home's market value; often it's more than the amount remaining on the mortgage. But many insurers still insist your home be insured for at least 80% of...