What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Why Are Auto Insurance Rates Going Up?

Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here’s the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The... Read Article

Avoiding Collisions between Vehicles and Animals

Avoiding Collisions between Vehicles and Animals There are over half a million large animal/car collisions each year. A significant number of these accidents involve fatalities – both animal and human – and most involve major vehicle damage. While these incidents are typically covered by comprehensive auto insurance, the best option is to avoid the accident altogether. Here are tips to prevent an animal/car collision, plus... Read Article

How to Enjoy a Claim-Free Holiday Season

How to Enjoy a Claim-Free Holiday Season No one puts “insurance claim” on their holiday wish list. Most would rate this item right below a lump of coal. Yet, due to a lack of safety measures, this is what many people get. Accidents and fires related to decorations are fairly common during the holiday season, but they are avoidable with the proper precautions. Avoid holiday... Read Article

Summer’s Ending But ‘Toys’ Still Need Protection

Summer’s Ending but Summer ‘Toys’ Still Need Protection Summer is a time for toys! Warmer weather means afternoons on the water and evenings cruising in your convertible. Summer invites everyone to pull out classic cars, jet skis, or speedboats. In warmer states these can be year-round vehicles, but if you use them infrequently in winter, it’s easy to overlook the need for insurance during the... Read Article