Archives: April 2020

4 Ways to Reduce Your Auto Insurance Premiums

4 Ways to Reduce Your Auto Insurance Premiums Auto insurance premiums always seem to be on the rise. For some, that’s unavoidable. However, for many, there are a few easy ways to reduce auto insurance premiums.  With the Covid 19 crisis auto insurance companies have decreased insurance rates by an average of 15% for April and May. Utilize the same insurance company: Unlike the stock...

How Communities Work Together: COVID-19

The COVID-19 outbreak has thrown the entire country into turmoil, with concerns about income, the stock market, how to keep a small business afloat, and above all, ensuring our families and friends stay safe and healthy. New ways of doing business are quickly being established. Most businesses that fall outside the state’s list of essential services have employees who are working from home and meeting...

Directors & Officers Liability Insurance Vs. Errors & Omissions Liability Insurance

No matter the type or size of your business, it is important to have adequate insurance coverage to protect you from liability. For protection from claims of malpractice or improperly performed services, you need errors and omission liability insurance. But this type of policy won’t cover you for every eventuality. To fill in the gaps, you may also need a directors and officers liability insurance...

Your Insurance Agent: A Resource During The Coronavirus Outbreak

We are living through a time of great change, but thankfully, your local insurance agent is a resource for you. Insurance Policy Questions Your local agent, and the insurance companies in the USA, are here to help you through this challenging time. If you have financial concerns due to a furlough, lay-off, or your small business is closed with cash flow at a standstill, our...

Homeowners Insurance For Tiny Homes

The trend toward tiny homes has become a social movement in recent years. Many people are choosing to live with less, simplify the way they live, and downsize the space they live in. Individuals, couples, and families all over America are embracing the philosophy that goes along with the tiny home lifestyle. But even a tiny home is an investment that needs to be protected...