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Tag: Colorado Insurance

Workers' Comp Protects Companies and Employees

Workers Comp Protects Companies and Employees Whether you own a large or small business, workers compensation insurance is a must. All states require it, this important policy protects your employees and your business. Workers compensation insurance protects you from being sued. If an employee is injured on the job, that employee can sue you for injuries developed as a result of the accident. With workers compensation, an injured employee...

Mistakes to Avoid When Buying Health Insurance

Life Insurance IS Possible with health issues Your health affects your ability to obtain life insurance, and the rate you'll pay for it (in some cases increasing your premium by as much as 100 percent), but that doesn't mean you need to worry if you've battled a serious illness; you may be able to get reasonable coverage anyway. According to the Life and Health Insurance...

How to Monitor Your Teen's Driving Habits, and Personal Property Coverage Info

PERSONAL PROPERTY COVERAGE...  Some people think it's mandatory to have a record of all your possessions to get homeowners or renters insurance. This isn't true, but an inventory can still be a valuable tool. While the idea of going through every nook and cranny of your home and creating a record of every item likely doesn't appeal, making an inventory is a good way to...

Rethinking the What, Where and When of Work, and Commercial Auto Insurance

When do You Need Commercial Auto Insurance? Commercial auto insurance or personal auto insurance? That is the question. How do you know which you need, and what defines a commercial vehicle? Auto insurance carriers have specific guidelines that distinguish personal vehicles from commercial vehicles, but these lines blur when it comes to issues such as telecommuting. If you're driving your vehicle to and from work,...

What to do When Your Health Insurance Coverage is Ending

Life Insurance Can be a Creative Problem Solver Life insurance has traditionally been used to pay for the care of a loved one in the event of your untimely death, but increasingly it's being used in other, more creative ways. There are two basic scenarios in which you would require life insurance in retirement. First, you don't have enough money to cover your final expenses,...