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Tag: Colorado Homeowners Insurance

How Much Home Insurance Do I Need?

What Determines How Much Home Insurance I Need? It's not always easy to know how much homeowners insurance you need. Say you have a $100,000 home: your homeowners insurance coverage should also be $100,000, right? Not quite. There are actually many more factors at play than just the market's current price on your home, from structure to contents. The cost to rebuild your home Nobody...

I Didn't File a Claim but My Home Insurance Went Up. Why?

I Didn't File a Claim but My Home Insurance Went Up. Why? A number of factors contribute to determining your insurance premium. It is possible for your home insurance to go up even if you didn’t file a claim. Here are some reasons. Home changes. If you have upgraded or renovated your home, it is worth more, so in the event of a disaster, more...

Grinch Protection

Happy New Year! It's Time to Review Your Insurance Coverage As the new year approaches, many people review their lives and make new goals for the future, to maybe eat better or exercise more, for example. This turning of the calendar page is also a good time to review your insurance coverage. An annual review allows you to update information and policies to ensure you...

Terrible, No Good Holiday Disasters to Avoid

Terrible, No Good Holiday Disasters to Avoid It's a time for celebration and remembrance; a time to be surrounded by loved ones, eat well, and rejoice. But holidays are also frequently the days when disasters strike. The National Fire Protection Association (NFPA) reports that Thanksgiving is a peak day for home cooking fires, and US fire departments respond to over 800 home fires per year...

5 Natural Disaster Facts

6 Questions to Ask Before Buying Car Insurance You need coverage for your car. But what kind of insurance should you get, and how much coverage do you need? As you consider auto insurance policies, ask yourself the following questions to determine the best coverage for your vehicle. Who? Will you be the only one driving your car? If you share the vehicle with others,...