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Archives: 2015

Ensure the Right Coverage: Provide the Right Information

Is Your Child’s ‘Stuff’ Covered in the Dorm? Your child is leaving the nest. The car is packed to the hilt and pointed toward campus. Among your concerns about tuition, courses, and when you will see your child next, have you considered the contents of your car? Will your student's belongings be insured in his or her dorm? While the contents of a dorm room...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist:  Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...

The Truth on Employers Life Insurance

Employer Life Insurance  Many of us receive our life insurance through our employers, and it's often cheaper that way. But there may be reasons to buy supplemental life insurance. Here are three: It may not be sufficient First, your employer may not offer enough life insurance to meet your needs. If your death would be a financial burden on your loved ones, experts often recommend...

Commercial Auto Insurance Can Save Your Company

Commercial Auto Insurance Can Save Your Company  If you or your employees drive vehicles for business, using standard auto insurance instead of commercial auto insurance can put your business at risk. Here are some benefits of commercial auto insurance: Liability: Businesses run higher risks of being sued when commercial vehicles cause accidents leaving other parties injured. You should carry the highest liability limit you can...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist: Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...