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Archives: 2015

What is Key Person Insurance?

Key Person Insurance Could Save Your Business  Even in this era of teamwork, it's only realistic to acknowledge that some people contribute more to a business's success than others. If one of your employees were to leave your company, are you worried it might not recover from the loss? If so, this employee is considered a "key person," and there is insurance to deal with...

Why You Need Title Insurance

Inherited a Home? Make Insurance Job Number One  During times of grief, insurance and taxes are the farthest things from your mind, but they must be dealt with at some point. If you've recently inherited a home from a loved one, there are some important details that you may not have considered. Think insurance first One of the first things you'll need to do is...

Do You Need Life Insurance?

How Much Do You Know About Life Insurance?  Of the 35 million American households without life insurance, 11 million include children under age 18, according to LIMRA, an insurance industry research organization. That's strange, because providing for one's children after one's death is considered a classic use of life insurance. It's a situation that may be the result of misunderstanding how life insurance works. Think...

Who Needs Workers' Compensation Insurance?

'Do I Need Workers Compensation' And Other FAQs If you're considering starting a business, it's important to have a comprehensive insurance package to protect your investment. Workers' compensation is a type of insurance that provides protection not only for employees, but for the employer as well. Here are some frequently asked questions (FAQs) about workers' compensation: Do I have to purchase workers' compensation? It depends...

Smart Homes= Lower Insurance Rates

Smart Homes May Lead to Reduced Premiums When the auto industry introduced smart cars, the insurance industry had to figure out how to insure them. Luckily, engineers intended smart cars to be safe cars. Recently, the 2014 Smart Fortwo and the Scion iQ received "Good" scores in three out of four crashworthiness tests conducted by the Insurance Institute for Highway Safety (IIHS). This certainly makes...