Archives: July 2014

Your Credit Rating Can Affect Your Insurance Premiums

Your Credit Rating Can Affect Your Premiums What factors do you believe determine insurance rates? If your answer is: At-fault accidents, violations, where you live, property value, and what you drive, you're right. You'd also be right if you mentioned other factors such as age, experience, claims history, and prior insurance coverage. But here's one you may not have guessed: Your credit history. And this...

Term Life Insurance, Is It Right for You?

Term Life Insurance, Is It Right for You? Many of us think of life insurance as something that will last for the rest of our lives - but that's not always the case. So-called "whole" life insurance policies do stay in effect for your lifetime, providing you continue to pay the premiums. "Term" life insurance, on the other hand, provides coverage for a limited period...