Here’s What First Time Homebuyers Should Know
Posted: May 2, 2023
Here’s What First Time Homebuyers Should KnowIf you are a first-time homebuyer, you are about to face a set of unfamiliar challenges. Homeowners insurance is a critical step in the process of buying a home. This insurance protects one of the biggest purchases in a lifetime. With homeowners insurance, you can protect not only the equity, but also the potential growing value of your property over time. It is worth taking...
What’s Considered a Natural Disaster, and Am I Covered?
Posted: April 16, 2023
What’s Considered a Natural Disaster, and Am I Covered?Natural disasters happen. Although no one can predict when they will occur, homeowners insurance can give you peace of mind. First, however, it is essential to understand what qualifies as a natural disaster under the terms of your policy. Homeowners insurance covers a vast range of natural disasters, including those caused by fire, tornadoes, hail, explosions, windstorms, volcanoes, hurricanes, and extreme cold. That said, homeowners...
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?
Posted: March 3, 2023
Can Having an Eco Friendly Home Reduce Your Homeowners Insurance?Your homeowners insurance premiums can be reduced with eco-friendly changes to your home environment. Any way to reduce monthly costs is valuable, and it is worth considering whether making changes could help you save. Some of the incentives offered by several insurance providers include: LEED certification for a home: LEED, or “Leadership in Energy in and Environmental Design,” is a green building rating, which most...
What You Should Know Before Becoming an Airbnb Host
Posted: October 11, 2022
What You Should Know Before Becoming an Airbnb HostBecoming an Airbnb host is an exciting prospect, with a great financial upside. However, it is important to be aware that hosting others on your property comes with added risks. The visitors to your property are unknown to you, and you can’t be completely confident that they will treat your property with respect. You have invested in your property, adding all the features that attract...
How A Claim Impacts Your Insurance Premium
Posted: September 30, 2022
How a Claim Can Impact Your Annual Premium Something happens to your home, maybe a tree falls onto the garage in a storm or a window breaks. If you can fix it yourself, would you rather do so or claim on your insurance and risk raising your premium? According to InsuranceQuotes.com, depending on where you live, claiming on your insurance can raise your premium by...
