What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor’s teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here’s... Read Article

Home Insurance Claim: What To Expect

Pests on the Prowl: Protect Your Car from Wildlife When you consider potential sources of damage to your car, what comes to mind? Most people think of fender benders, major accidents, and natural disasters. There’s another category that many vehicle owners overlook: wildlife. Did you know animals can cause serious damage to your car? This goes beyond a deer jumping in front of your vehicle... Read Article

Avoiding Collisions between Vehicles and Animals

Avoiding Collisions between Vehicles and Animals There are over half a million large animal/car collisions each year. A significant number of these accidents involve fatalities – both animal and human – and most involve major vehicle damage. While these incidents are typically covered by comprehensive auto insurance, the best option is to avoid the accident altogether. Here are tips to prevent an animal/car collision, plus... Read Article

Will a Claim Raise My Car Insurance Premiums?

Will a Claim Raise My Car Insurance Premiums? You’ve been in an accident. What are your initial thoughts? If you’re like many vehicle owners, your mind quickly turns to the financial ramifications of the incident: “How much will repairs cost?” “If I make an insurance claim, will this accident increase my premiums?” Too often, car owners don’t file a claim for fear of potential rate... Read Article

How to Enjoy a Claim-Free Holiday Season

How to Enjoy a Claim-Free Holiday Season No one puts “insurance claim” on their holiday wish list. Most would rate this item right below a lump of coal. Yet, due to a lack of safety measures, this is what many people get. Accidents and fires related to decorations are fairly common during the holiday season, but they are avoidable with the proper precautions. Avoid holiday... Read Article