Tag: Homeowners Insurance

Do I Need More Homeowners Coverage After Renovating?

Renovations can add substantial value to your home. Adding on a front porch, putting in a swimming pool, remodeling your kitchen, and other improvements can not only make your home more pleasant and comfortable to live in, but also increase its market value. After a remodeling project, it is vital to reevaluate your homeowners policy and ensure you have the right coverage at the best...

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor's teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here's...

Home Insurance Claim: What To Expect

Pests on the Prowl: Protect Your Car from Wildlife When you consider potential sources of damage to your car, what comes to mind? Most people think of fender benders, major accidents, and natural disasters. There's another category that many vehicle owners overlook: wildlife. Did you know animals can cause serious damage to your car? This goes beyond a deer jumping in front of your vehicle...

Avoiding Collisions between Vehicles and Animals

Avoiding Collisions between Vehicles and Animals There are over half a million large animal/car collisions each year. A significant number of these accidents involve fatalities - both animal and human - and most involve major vehicle damage. While these incidents are typically covered by comprehensive auto insurance, the best option is to avoid the accident altogether. Here are tips to prevent an animal/car collision, plus...

Will a Claim Raise My Car Insurance Premiums?

Will a Claim Raise My Car Insurance Premiums? You've been in an accident. What are your initial thoughts? If you're like many vehicle owners, your mind quickly turns to the financial ramifications of the incident: "How much will repairs cost?" "If I make an insurance claim, will this accident increase my premiums?" Too often, car owners don't file a claim for fear of potential rate...