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Tag: Denver Home Insurance

Grinch Protection

Happy New Year! It's Time to Review Your Insurance Coverage As the new year approaches, many people review their lives and make new goals for the future, to maybe eat better or exercise more, for example. This turning of the calendar page is also a good time to review your insurance coverage. An annual review allows you to update information and policies to ensure you...

Terrible, No Good Holiday Disasters to Avoid

Terrible, No Good Holiday Disasters to Avoid It's a time for celebration and remembrance; a time to be surrounded by loved ones, eat well, and rejoice. But holidays are also frequently the days when disasters strike. The National Fire Protection Association (NFPA) reports that Thanksgiving is a peak day for home cooking fires, and US fire departments respond to over 800 home fires per year...

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor's teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here's...

Animal Invasion: Are You Covered?

Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here's the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won't be covered by your homeowners insurance. Whatever damage these unwanted...

What Ingredients Go into My Auto Insurance?

What Ingredients Go into My Auto Insurance Cost? It's not a secret family recipe, but your auto insurance cost does include three unique ingredients: you, your car, and your coverage. These three factors combined determine the risk and cost that shape your premium. You: Your insurance carrier considers your driving record, age, and gender. Those with clean driving records generally pay lower premiums. As for...