November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)
Posted: November 9, 2012
Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...
October News You Can Use
Posted: October 25, 2012
Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...
October News You Can Use for business
Posted: October 9, 2012
Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...
Disconnect the water hose and avoid a home insurance claim!
Posted: November 22, 2011
Disconnect the water hose and avoid a homeowners insurance claim! Cold weather is here and colder weather is coming. The simple process of disconnecting a water hose from your outside water faucet will make it very unlikely to freeze and break. Leaving the water hose connected means the specially designed outside faucet can't work properly and it is very likely to freeze and break....
Should I file a small home insurance claim?
Posted: November 22, 2011
Should I file a small homeowners insurance claim? Probably not and here is why. Imagine the following scenario: You have a $1,200 bike stolen from your garage and you have a $500 deductible and file a claim so minus your deductible you get a check for $700. A year goes by and a hail storm damages your roof, not something hard to imagine in Colorado! Now you...
