Skip to the content

Category: Personal Insurance News You Can Use

Deciding Between Replacement Cost and ACV

Do You Need a Policy to Insure Your Special 'Floater'? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother's earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They...

Ensure the Right Coverage: Provide the Right Information

Is Your Child’s ‘Stuff’ Covered in the Dorm? Your child is leaving the nest. The car is packed to the hilt and pointed toward campus. Among your concerns about tuition, courses, and when you will see your child next, have you considered the contents of your car? Will your student's belongings be insured in his or her dorm? While the contents of a dorm room...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist:  Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist: Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...

Why You Need Title Insurance

Inherited a Home? Make Insurance Job Number One  During times of grief, insurance and taxes are the farthest things from your mind, but they must be dealt with at some point. If you've recently inherited a home from a loved one, there are some important details that you may not have considered. Think insurance first One of the first things you'll need to do is...