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Category: Home Insurance

Fall Home Checklist: Protecting Your Property Before Winter Hits

Fall Home Checklist: Protecting Your Property Before Winter Hits

When fall is in the air, it is the perfect reminder that winter is just around the corner. Preparing your home now for colder weather can help you avoid costly damage and keep your property safe. Taking proactive steps in the fall can protect your investment and give you peace of mind, knowing you are ready for whatever winter brings. This practical fall home checklist...

National Fire Safety Week: Is Your Household Prepared for Evacuation?

National Fire Safety Week: Is Your Household Prepared for Evacuation?

National Fire Safety Week serves as a reminder each October to re-evaluate our preparedness for house fires. While many families install smoke detectors, check fire extinguishers, and take other precautions, evacuation readiness may be overlooked. Every second counts in a home fire, and having a clear, practiced evacuation plan in place can mean the difference between safety and tragedy. Take the following steps to help...

How A Claim Impacts Your Insurance Premium

How a Claim Can Impact Your Annual Premium Something happens to your home, maybe a tree falls onto the garage in a storm or a window breaks. If you can fix it yourself, would you rather do so or claim on your insurance and risk raising your premium? According to InsuranceQuotes.com, depending on where you live, claiming on your insurance can raise your premium by...

I Didn't File a Claim but My Home Insurance Went Up. Why?

I Didn't File a Claim but My Home Insurance Went Up. Why? A number of factors contribute to determining your insurance premium. It is possible for your home insurance to go up even if you didn’t file a claim. Here are some reasons. Home changes. If you have upgraded or renovated your home, it is worth more, so in the event of a disaster, more...

Grinch Protection

Happy New Year! It's Time to Review Your Insurance Coverage As the new year approaches, many people review their lives and make new goals for the future, to maybe eat better or exercise more, for example. This turning of the calendar page is also a good time to review your insurance coverage. An annual review allows you to update information and policies to ensure you...