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Category: Home Insurance

How A Claim Impacts Your Insurance Premium

How a Claim Can Impact Your Annual Premium Something happens to your home, maybe a tree falls onto the garage in a storm or a window breaks. If you can fix it yourself, would you rather do so or claim on your insurance and risk raising your premium? According to InsuranceQuotes.com, depending on where you live, claiming on your insurance can raise your premium by...

I Didn't File a Claim but My Home Insurance Went Up. Why?

I Didn't File a Claim but My Home Insurance Went Up. Why? A number of factors contribute to determining your insurance premium. It is possible for your home insurance to go up even if you didn’t file a claim. Here are some reasons. Home changes. If you have upgraded or renovated your home, it is worth more, so in the event of a disaster, more...

Grinch Protection

Happy New Year! It's Time to Review Your Insurance Coverage As the new year approaches, many people review their lives and make new goals for the future, to maybe eat better or exercise more, for example. This turning of the calendar page is also a good time to review your insurance coverage. An annual review allows you to update information and policies to ensure you...

5 Natural Disaster Facts

6 Questions to Ask Before Buying Car Insurance You need coverage for your car. But what kind of insurance should you get, and how much coverage do you need? As you consider auto insurance policies, ask yourself the following questions to determine the best coverage for your vehicle. Who? Will you be the only one driving your car? If you share the vehicle with others,...

What Is Gap Insurance?

Landscaping Losses: Are They Covered by Insurance? Your neighbor's teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here's...