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Category: Business Insurance

Failing Forward

Product Liability Suits and How You Can Prevent Them Think you don't need to worry about product liability? If your business manufactures, sells or even distributes products, you do, because the awards for liability suits can be high, making consumers more and more litigious. But you can head off the damage with product liability insurance. Product claims can vary, but they generally involve one of...

The Case for Having Humor at Work

Why Protecting Your Reputation Is Important Reputational harm is one of the greatest business threats today. How can business owners best protect their companies? Your business reputation is simply what others think and feel about your business. Those thoughts and feelings could be based on experiences with your business or on what people have heard about your business. And these experiences could be true or...

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...

How Much Home Insurance Do I Need?

What Determines How Much Home Insurance I Need? It's not always easy to know how much homeowners insurance you need. Say you have a $100,000 home: your homeowners insurance coverage should also be $100,000, right? Not quite. There are actually many more factors at play than just the market's current price on your home, from structure to contents. The cost to rebuild your home Nobody...

Do I Need Business Insurance for My Side Gig?

Do I Need Business Insurance for My Side Gig?

A side gig is a great way to earn extra cash. It is an opportunity to branch out on your own, and it could even grow into a full-time business that allows you to “quit your day job.” One thing to keep in mind while running a side hustle is the importance of protecting your business and yourself in case something goes wrong. To be...