Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Prevent Water Damage
Posted: May 30, 2019
How Can You Prevent Costly Water Damage? Water issues can lead to extensive structural damage. A minor leak can result in major claims for building repairs. Fortunately, most leaks offer warning signs that building owners can watch for to prevent further damage. To protect your building from leaks, keep an eye out for these red flags: Discoloration: Notice any unsightly stains on your walls? This can...
What Is Gap Insurance?
Posted: May 15, 2019
Landscaping Losses: Are They Covered by Insurance? Your neighbor's teenager drove over your beautiful flower beds. That old oak finally fell, and it took out your fence on its way down. If a disaster hits your landscaping, is this covered by homeowners insurance? In many cases, yes. As part of your home, your landscaping is often covered by your homeowners policy, but not always. Here's...
Animal Invasion: Are You Covered?
Posted: April 22, 2019
Animal Invasion: Are you covered? Your dog ate your couch. Birds destroyed your gutter. A family of racoons overran your garage. Will your homeowners insurance cover these animal invasions? Yes and no. Here's the scoop: Infestation: If your home suffers damage at the hands (or legs) of insects, rodents, or vermin, the cost probably won't be covered by your homeowners insurance. Whatever damage these unwanted...
Why Are Auto Insurance Rates Going Up?
Posted: April 1, 2019
Why Did My Auto Insurance Premium Increase? Did your auto insurance rate go up? If you noticed an increase in your premium, this is often due to one of three reasons. Fortunately, there are three things you can do to push that figure back down. Here's the scoop. Tickets: Did you receive a traffic citation? Tickets are a common cause of insurance rate increases. The...
Need Business Insurance? Ask These Questions
Posted: March 12, 2019
Need Business Insurance? Ask These Questions First You own a small business. You know you need insurance. But what specific coverage do you need? Before you buy insurance, you must ask yourself several key questions to determine the exact coverage your company requires. The answers to these questions will help guide your conversation with your insurance agent to create the ideal insurance portfolio for your...
