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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What is Employment Practices Liability Insurance?

Is Employment Practices Liability Insurance a Must? Employment practices liability insurance (EPLI) is a form of errors and omission insurance and protects your business against employee claims of discrimination, which could be based on age, sex, disability, race, or other traits. EPLI also covers suits regarding harassment or wrongful termination. In fact, as its name implies, its key function is to provide coverage if your...

Avoiding Collisions between Vehicles and Animals

Avoiding Collisions between Vehicles and Animals There are over half a million large animal/car collisions each year. A significant number of these accidents involve fatalities - both animal and human - and most involve major vehicle damage. While these incidents are typically covered by comprehensive auto insurance, the best option is to avoid the accident altogether. Here are tips to prevent an animal/car collision, plus...

Will a Claim Raise My Car Insurance Premiums?

Will a Claim Raise My Car Insurance Premiums? You've been in an accident. What are your initial thoughts? If you're like many vehicle owners, your mind quickly turns to the financial ramifications of the incident: "How much will repairs cost?" "If I make an insurance claim, will this accident increase my premiums?" Too often, car owners don't file a claim for fear of potential rate...

How to Lower Your Property Insurance Costs

How Much Business Auto Insurance Does My Company Need? You probably realize you need insurance on your business vehicles. What you may not know, however, is what commercial auto insurance covers, what vehicles need coverage, and how much insurance you're actually going to need. To help, here's a quick overview of commercial vehicle insurance: What it covers: A business auto policy provides coverage for physical...

Is Experience Marketing the Face of the Future?

Rolling the Dice: Business Insurance Gambles to Avoid You can afford to take risks on some things. But business insurance isn't one of them. Too many small business owners make mistakes when setting up their business insurance. Here are three of the most common mistakes you don't want to gamble on taking. Losing may cost too much. "Let it ride": Check with your agent to...