Archives: March 2018

What is Employment Practices Liability Insurance?

Is Employment Practices Liability Insurance a Must? Employment practices liability insurance (EPLI) is a form of errors and omission insurance and protects your business against employee claims of discrimination, which could be based on age, sex, disability, race, or other traits. EPLI also covers suits regarding harassment or wrongful termination. In fact, as its name implies, its key function is to provide coverage if your...

Avoiding Collisions between Vehicles and Animals

Avoiding Collisions between Vehicles and Animals There are over half a million large animal/car collisions each year. A significant number of these accidents involve fatalities - both animal and human - and most involve major vehicle damage. While these incidents are typically covered by comprehensive auto insurance, the best option is to avoid the accident altogether. Here are tips to prevent an animal/car collision, plus...

Will a Claim Raise My Car Insurance Premiums?

Will a Claim Raise My Car Insurance Premiums? You've been in an accident. What are your initial thoughts? If you're like many vehicle owners, your mind quickly turns to the financial ramifications of the incident: "How much will repairs cost?" "If I make an insurance claim, will this accident increase my premiums?" Too often, car owners don't file a claim for fear of potential rate...