Archives: June 2013

How to Make Your Family Fight to do the Laundry, and Rental Car Insurance Info

Don't Be a Victim of These Contractor Scams The recent popularity in do-it-yourself repairs and renovations has many homeowners rolling up their sleeves and getting to work. Replacing a faucet may be easy, but installing a roof or dishwasher can be daunting. These larger projects are better left to the professionals, but hiring a contractor can be a job in itself. Protect yourself from less-than-honest...

Hotels: Your Office Away From the Office, and Tort Cost Info

Rising Tort Costs May Mean Your Business is at Risk According to a number of major insurance carriers and other experts, tort costs - those costs associated with defending and paying liability claims - are on the rise. Here are just a few of the latest concerns for business owners. The United States Liability Insurance Group (USLI) states the average cost to defend an employment...

Some Universal Life Holders Face a Conundrum

Some Universal Life Holders Face a Conundrum Many holders of universal-life insurance bought their policies years ago, at a time when interest rates were high. Today, many of these policyholders will have to pay more or face cancellation, according to news reports. To understand why, you have to understand that we're talking about permanent life insurance. Unlike term life insurance, this insurance type doesn't limit...

How to Measure the Value of a Fixed Annuity

How Qualified and non-Qualified Annuities Differ You may have heard that annuities can be used in tax-qualified retirement plans, such as Individual Retirement Accounts (IRAs), 401(k) plans and 403(b) plans, but do you understand how these annuities work? Annuities used in these tax-qualified retirement plans are often referred to as qualified annuities. Alternatively, annuities that are not used in tax-qualified retirement plans are often referred...