Archives: April 2013

April Personal Insurance News You Can Use: Craving an Out-of-This-World Vacation?

Insuring your home at replacement cost not market value is the key... Consumers are often frustrated by the amount of insurance their mortgage company requires them to carry on their home. Sometimes that amount is greater than the home's market value; often it's more than the amount remaining on the mortgage. But many insurers still insist your home be insured for at least 80% of...

Annuities News You Can Use: Purchasing an Annuity Can Affect your Whole Portfolio

Annuities in Colorado: A New Approach to Risk Management As you approach retirement, you'll probably be discussing with yourself - perhaps on a regular basis - how much of your money should be in stocks as compared with bonds. It's an age-old question, and today many advisors are addressing it in a new way. Traditionally, advisors have assessed asset allocation by evaluating a client's risk...

Life and Health News You Can Use: Take Control and Reduce the Cost of Prescription Drugs

Whole Life May Not be the Answer: Read on If you're in the market for life insurance, you may be attracted to whole life policies. These have a cash value that builds tax-deferred each year. But are they worth it? Here's a refresher course on some things you should know about life insurance. Whole life policies - Pros Essentially, when you purchase whole life insurance,...

Business Insurance News You Can Use: Live Like a Superachiever and Love What You Do

Live Like a Superachiever and Love What You Do Success doesn't just happen. Those who make it to the top - whether they are star athletes, business titans or standouts in any other field of endeavor - set their sights on being successful and continually reach for the stars. These individuals have a number of common traits: Passion: Superachievers have unwavering faith in what they...