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Tag: Commercial Insurance

Workers' Comp Protects Companies and Employees

Workers Comp Protects Companies and Employees Whether you own a large or small business, workers compensation insurance is a must. All states require it, this important policy protects your employees and your business. Workers compensation insurance protects you from being sued. If an employee is injured on the job, that employee can sue you for injuries developed as a result of the accident. With workers compensation, an injured employee...

Rethinking the What, Where and When of Work, and Commercial Auto Insurance

When do You Need Commercial Auto Insurance? Commercial auto insurance or personal auto insurance? That is the question. How do you know which you need, and what defines a commercial vehicle? Auto insurance carriers have specific guidelines that distinguish personal vehicles from commercial vehicles, but these lines blur when it comes to issues such as telecommuting. If you're driving your vehicle to and from work,...

Buzzword Bingo is no Way to Gain Co-Workers' Respect, plus Commercial Flood Insurance Info

Be Safe: Sync Your Mobile Coverage to Today's Technology In the mobile universe, technology is changing faster than the speed of light. It seems that every few weeks the tech giants introduce something new, with features that will make life easier for small business. However, many businesses are still operating at normal speed when it comes to the use and protection of their corporate devices....

Latest Tech Tools Help Boost Your Business Productivity, and Contractual Insurance Info

Key Person Insurance Helps Protect Your Business In small businesses, the death or disability of a key employee is difficult to overcome. His or her share in the business normally transfers to heirs. This can cause problems for businesses that may not want a new partner or cannot afford to buy out heirs. To avoid this problem, many business owners enter into a buy-sell agreement....

Banner Ads are so Yesterday, So What's Hot Today? Plus Property and Liability Coverage

BOP Offers One-Stop Property and Liability Coverage Today's businesses require both property and liability coverage to avoid uninsured losses. Fortunately, those small and medium-sized business that don't provide professional services can obtain both with a Business Owner's Policy (BOP). A BOP provides both property and liability coverage in one package, so you can avoid purchasing separate policies. With packaged coverage, you benefit from the lower...