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Tag: Business Insurance

Business Insurance News You Can Use: Sitting is the Newest Workplace Health Crisis

Sitting is the Newest Workplace Health Crisis In the past decade, there's been a huge focus on workplace health framed around ergonomics. Today a number of studies highlight how detrimental it is for us to sit for a long period of time - something we all do. These studies suggest that our metabolism drops by 90% after four hours of sitting, causing an increased risk...

Business Insurance News You Can Use: Controlling Anger in the Workplace

Don’t Gamble by Underinsuring Your Business Property This may not be on your radar, but underinsuring your property could result in serious problems for your business. Insurance companies base premiums on an amount of insurance that is 80% to 100% of your property's total value. This is referred to as "insurance to value," and insurance underwriters are concerned that you may be underrating the value...

November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)

Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...

October News You Can Use

Simple Maintenance Can Prevent Water Damage Claims According to one large insurance carrier, water damage is a much more likely cause of homeowner claims than fires. Excluding claims for catastrophes, such as hurricanes, American homes are 10 times more likely to suffer from water damage than from fires. Note that property maintenance is important in the event of a claim. In fact, you may not...

October News You Can Use for business

Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...