Tag: Boat Insurance

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Safety Tips for Teen Drivers

Reduce Their Risk: Safety Tips for Teen Drivers It's time for a teen to get their driver's license. Who is more nervous - the teenager or the parent? Parent anxiety during this rite of passage is understandable. According to the Insurance Information Institute, motor vehicle accidents are the number one cause of death among those age 15 to 20. Fortunately, teens and parents can take...

Summer's Ending But 'Toys' Still Need Protection

Summer's Ending but Summer 'Toys' Still Need Protection Summer is a time for toys! Warmer weather means afternoons on the water and evenings cruising in your convertible. Summer invites everyone to pull out classic cars, jet skis, or speedboats. In warmer states these can be year-round vehicles, but if you use them infrequently in winter, it's easy to overlook the need for insurance during the...

Does Car Insurance Cover Other Drivers?

Extra Coverage Can Help 'Float Your Boat' This Summer  Many boat owners assume their boats are covered under homeowners insurance policies. Homeowners insurance typically offers up to $1,000 in coverage for boats, boat trailers, motors, and related equipment-perhaps sufficient for small craft owners. However, the following exclusions exist:  Losses in the water, including damage from sinking and collision, including hitting rocks or other debris. Wind...