What is an Insurance “Floater”?

Do You Need a Policy to Insure Your Special ‘Floater’? Are you a musician? Do you collect art? Is your jewelry of the diamond and pearl variety? If so, you might consider a floater policy to protect your prized electric guitar or great-grandmother’s earrings. Often there are limits to your homeowners insurance policy that will make the coverage insufficient for these types of items. They... Read Article

Want Lower Premiums? Look to Your Own Insurance Agent

  Want Lower Premiums? Look to Your Own Agent When searching for ways to lower insurance premiums, you don’t have to look very far. By going over your policy and goals with your agent, you can find ways to save on your current policy. Here are three ways to get lower rates on your current policy. Cut extra fees Ask if you’re paying extra for... Read Article

Warning! Letting Your Insurance Policy Lapse Could Cost You

Three Auto Insurance Facts That Might Surprise You Even savvy car insurance customers might not be aware of all the little-known facts about car insurance claims and coverage. Your insurance policy will probably cover you while you are in Canada. Driving in Canada is rarely discussed when purchasing auto insurance. Thankfully though, most insurance companies extend your same policy’s coverage while north of the border.... Read Article

Your Dog May be Smarter Than You Are, and Insuring Cars at Replacement Cost Value

Keep Your New Teen Driver Safe With These Apps While your teenager is dreaming of the open road; you’re just plain scared. But when D(rive) day arrives, nothing is more important than keeping your teen safe. The Centers for Disease Control and Prevention report that the top cause of all teen deaths is vehicle crashes: Teens 16 to 19 years old are three times more... Read Article

Insure Your Hot Summer Ride With Seasonal Insurance

Puppy Shopping? Avoid the Insurance Doghouse Dogs may be man’s best friend, but when you introduce your new friend to your home insurance company, watch out. Some breeds make the unofficial “Bad Dog” list – which may mean higher premiums, or even worse, difficulty in obtaining insurance coverage. While you see your dog as a family member, your insurance company sees him or her as... Read Article