Inland Marine Insurance for Denver and ALL of Colorado

Inland marine insurance covers loss to moving or movable property and was spawned from ocean marine insurance. Historically, ocean marine insurance held the transporter responsible for property loss before, during, and after the completion of the voyage. Despite the word marine, most inland marine coverages are for property on land, with property transported by water insured under ocean marine.

Inland marine policies became known as “floaters” since the property to which coverage was originally extended was essentially “floating.” The coverage has grown to include property that just involves an element of transportation. The property that is insured under inland marine coverage is typically one of the following:

• Actually in transit
• Held by a bailee
• At a fixed location that is an instrument of transportation
• A movable type of goods that is often at different locations

At Lightship Insurance our agency will help you get the coverage you need. Our brokers have years of experience with inland marine insurance policies customized to fit your business’s needs.