Every Condominium owners association and homeowners association needs a comprehensive insurance program to protect it from, personal liability and property damage claims along with miscellaneous areas of exposure. When creating your policy we take into consideration the unique characteristics of your association. A condominium building will have different needs than a subdivision with a clubhouse and a pool.
An HOA or COA needs to have insurance but what is right for one community may not be right for another. Coverage needs to be appropriate for the association involved. The following coverages should be considered when determining what is right for your HOA or COA:
- Fidelity Bond (dishonesty coverage)
- Property insurance
- Commercial general liability insurance
- Automobile insurance
- Director’s and officer’s liability insurance
- Comprehensive equipment coverage insurance
- Workers’ compensation insurance
- Umbrella liability insurance
At Lightship Insurance our agency will help you get the coverage you need. Our brokers have years of experience with policies customized to fit your needs.
At Lightship Insurance, our agency offers free, comparative quotes on Homeowners Association & Condo Owners Association Insurance for Denver and ALL of Colorado from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote from our brokers to find out.
