As a private carrier, you are responsible for hauling goods in your own truck for your company or employer. Whether you’re working in construction, excavation, manufacturing, or any other private carrier capacity, our agency and brokers have truck insurance solutions for you.
At Lightship Insurance in Denver, Colorado, we work with business owners large and small on custom commercial trucking insurance policies. Why custom? Your operation is unique, so you need a tailored policy that matches your current situation and can be modified when your situation changes. From owner/operators to fleets, we can help.
Your vehicles are a major asset. Your commercial trucking insurance policy must adequately cover these vehicles to protect your company against various risks.
What specific coverage is right for your business enterprise? We can assist business owners in getting commercial trucking insurance for tractors, pickups, tow trucks, box trucks, dump trucks, vans, and many other types of commercial vehicles. Whether you need to add cargo coverage, liability, rental reimbursement, trailer interchange, or need a more basic policy, we can help.
Every commercial trucking insurance policy has restrictions and exclusions. You need to understand your coverage, and our local agents take the time to explain the fine print so you can make the right decision. Establishing the right coverage, the right limits, the right deductibles, and the right types of optional coverage can help you lower the monthly costs of your commercial truck insurance.
Primary Liability
Every trucker/trucking company that operates under their own authority is required to carry primary liability coverage on all owned units and either provide this insurance for their leased vehicles or insure that the leased operator carries it on their own. Generally, the motor carrier provides this coverage for the leased operators but there are rare instances when this is not the case.
Cargo Insurance
Provides coverage for loss or damage to the property a truck is transporting (the load). Generally, though not always, provided by the motor carrier for leased operators.
Physical Damage (Collision, Specified Perils)
Provides coverage for repair or replacement for damage resulting from a covered loss (collision, fire, theft, hail, windstorm, earthquake, flood, mischief, or vandalism) to owned vehicles.
As insurance brokers, our professional insurance agents have the companies that can best handle your: bobtail, non-truck, deadheading, hot shot, cargo, MCS 90 filing, & BMC91X filing. We handle auto haulers, movers (moving companies), general trucking & hazardous trucking needs.
Our agency works hard for our clients, and our team of pros at Lightship Insurance all live and work here in the community. We are always available to help and ready to provide service above and beyond the ordinary. Call today to find out if you can get a better deal on commercial truck insurance – we’ll go the distance for you.
At Lightship Insurance, our agency offers free, comparative quotes on Commercial Trucking, Hot Shot, Bobtail & Cargo Insurance for Denver and ALL of Colorado from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote from our brokers to find out.
