Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Dos and Dont's in Examining Your Auto Policy
Posted: January 2, 2015
How to Ring in a Happy New Year With Peace of Mind We know that risks from burglaries and house fires increase during the holidays; however, there are risks to your home all year round. Here's how to ensure you're protected in 2015. Purchase insurance. Many renters believe they have coverage from their landlord's insurance in the event of a fire. In fact, the...
Wellness Plans: Good Health is Good Business
Posted: January 2, 2015
Sorry Chef: Big Data is Changing High-End Dining Everyone knows the customer is always right. Well, almost everyone. What about those culinary maestros crooned over in magazines such as Vanity Fair and Bon Appetit with the kind of adjectives usually reserved for the Duke and Duchess of Cambridge? You know the type - gourmet chefs on a mission to teach untutored restaurant goers...
Avoid these 5 Mistakes when Buying Car Insurance
Posted: December 4, 2014
Ensure Your Special Items Receive Special Coverage Even though your homeowners insurance allows you to pick an amount of coverage for personal property - your personal belongings inside the home - you may be surprised that your policy includes limits on certain items; most are higher-end items, such as cameras, electronic equipment, guns, and jewelry. So, if you buy a policy with $50,000 in personal...
Independent Contractors Risk All Without the Right Coverage
Posted: November 22, 2014
More companies are outsourcing jobs to freelancers or independent contractors (ICs). According to the Bureau of Labor statistics, the number of freelancers and ICs has grown dramatically in the last few years and is expected to continue rising. Many freelancers and ICs themselves have failed to keep up with the times; these days you need commercial insurance more than ever, but few realize that without...
Car Repair Insurance or Extended Warranty?
Posted: November 20, 2014
Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...
