Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
How To Avoid Accidents While Driving At Night
Posted: April 1, 2020
How To Avoid Accidents While Driving At NightDriving on today’s congested roadways can be risky at any time of the day or night. But several factors make nighttime the most dangerous driving time of all. Factors That Contribute to the Dangers of Night Driving Driver fatigue: According to the National Safety Council (NSC), driving after 20 hours without sleep is equivalent to driving with a blood alcohol concentration (BAC) at the U.S....
Top 5 Insurance Concerns for Business Owners
Posted: March 23, 2020
Top 5 Insurance Concerns for Business Owners Business owners pour their hearts, souls, and resources into making their enterprises run well and generate profit. However, even the best-run business needs insurance for when the unexpected happens. Here are the top five insurance concerns business owners have when it comes to insurance coverage. Data breach/cybersecurity: As major corporations battle hackers and news of data breaches makes...
Should I Invest In A Fixed Annuity?
Posted: March 22, 2020
Should I Invest In A Fixed Annuity?Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contracts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or a specified event, such as the annuity owner’s death. Investing in fixed annuities has both...
What Will My General Liability Insurance Cover?
Posted: March 19, 2020
What Will My General Liability Insurance Cover?General liability insurance is one of the most important types of insurance you can buy to protect your business. It is a broad type of coverage that provides protection against general risks. General liability coverage protects you from third-party claims made against your business, such as bodily injury and property damage. It does not cover workplace injuries sustained by your employees – those are covered...
Do I Need Tornado Insurance In My Area?
Posted: March 16, 2020
Do I Need Tornado Insurance In My Area?According to the Insurance Information Institute (III), approximately 1,200 tornadoes touch down in the U.S. every year, with wind speeds as high as 300 mph. Peak tornado season is April through June or July. The most severe tornadoes tend to occur in the spring when they strike the Southeast, a more densely populated area than the Great Plains. III states that the South has more...
