Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Independent Contractors Risk All Without the Right Coverage
Posted: November 22, 2014
More companies are outsourcing jobs to freelancers or independent contractors (ICs). According to the Bureau of Labor statistics, the number of freelancers and ICs has grown dramatically in the last few years and is expected to continue rising. Many freelancers and ICs themselves have failed to keep up with the times; these days you need commercial insurance more than ever, but few realize that without...
Car Repair Insurance or Extended Warranty?
Posted: November 20, 2014
Coverage Protects You Against Uninsured Drivers Have you ever looked at your insurance policy and wondered what these two lines mean? Uninsured/Underinsured Motorists Coverage Property Damage (UMPD/UIM-PD) Uninsured/Underinsured Motorists Coverage Bodily Injury (UMBI/UIM-BI) It's not as it seems - you're not paying for coverage for people who can't afford it, you're paying to protect yourself. UMBI pays for your injuries, and UMPD, for your...
The Five-Second Rules, and Liability Insurance Information
Posted: October 29, 2014
Eat and Enjoy: The Five-Second Rule Rules You're at the cafeteria about to take the last bite of your homemade chocolate chip muffin, but you drop it on the floor. Relax and enjoy: research out of UK-based Aston University supports the five-second rule, suggesting it may be okay for us to consume food that's been dropped on the floor, providing it goes from floor to...
What are Surety Bonds, and Do You Need Them?
Posted: October 28, 2014
What Are Surety Bonds, and Do You Need Them? We often see the phrase "bonded and insured", but what exactly does it mean? This refers to the process of bonding through surety bonds. Although they are a form of commercial insurance at their core, surety bonds work slightly differently: Generally speaking, they play a different role and fulfil a different objective than other insurance policies...
Games Can Change Your Commute from Boring to Brilliant, plus Auto Liability Information
Posted: September 10, 2014
Three Insurance Mistakes You REALLY Don't Want to Make Sometimes we make mistakes because we don't know and don't ask. This is often the case with insurance, so here are three important general insurance mistakes to avoid: Not carrying the right policy: Just because you can buy a certain type of policy doesn't mean it's the best fit for what you want to insure, even...
