Who Needs Workers' Compensation Insurance?
Posted: March 25, 2015
'Do I Need Workers Compensation' And Other FAQs If you're considering starting a business, it's important to have a comprehensive insurance package to protect your investment. Workers' compensation is a type of insurance that provides protection not only for employees, but for the employer as well. Here are some frequently asked questions (FAQs) about workers' compensation: Do I have to purchase workers' compensation? It depends...
Workers' Comp Protects Companies and Employees
Posted: April 15, 2014
Workers Comp Protects Companies and Employees Whether you own a large or small business, workers compensation insurance is a must. All states require it, this important policy protects your employees and your business. Workers compensation insurance protects you from being sued. If an employee is injured on the job, that employee can sue you for injuries developed as a result of the accident. With workers compensation, an injured employee...
November News You Can Use (Cut-Rate Insurance Can Actually Cost You More)
Posted: November 9, 2012
Cut-Rate Insurance Can Actually Cost You More If you're like the rest of us, you frequently receive solicitations and ads from cut-rate insurance companies promising to save you money on your auto or homeowners insurance. And, like most of us, you are being very careful with your money and looking at all your expenses in the hopes of cutting costs. However, buying cut-rate insurance may...
October News You Can Use for business
Posted: October 9, 2012
Be Aware of Auto Policy Exclusions Business auto policies have exclusions that limit coverage. Be aware of the exclusions and compensate for them. The top five are: There is no coverage for injuries to your employees arising out of the use of a covered business auto. This makes workers' compensation insurance not just a luxury but a necessity. There is no coverage for personal property...
10 Steps to Control Your Workers’ Compensation Insurance Costs
Posted: December 8, 2011
Here are 10 steps you can take that can have a direct impact on lowering your workers’ comp insurance costs: Match the applicant carefully to the job. Base the match on the applicant’s skill and abilities: Your careful hiring practices can go a long way toward reducing your costs. The department of Fair Employment and Housing has brochures, which can guide you in conducting job...
