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Tag: Professional Liability Denver

General Liability vs. Professional Liability: The Difference?

General Liability vs. Professional Liability: The Difference? Business professionals bear the burden of responsibility in two distinct arenas: general liability and professional liability. Both types of coverage are necessary to secure sufficient protection for your business. Here's the difference: General liability offers protection against costs associated with property damage, medical expenses, settlements, and slander. For example, if a customer comes into your store, slips, falls,...

Independent Contractors Risk All Without the Right Coverage

More companies are outsourcing jobs to freelancers or independent contractors (ICs). According to the Bureau of Labor statistics, the number of freelancers and ICs has grown dramatically in the last few years and is expected to continue rising. Many freelancers and ICs themselves have failed to keep up with the times; these days you need commercial insurance more than ever, but few realize that without...